![]() You do need to provide an e-mail address, but it’s a good idea to use a separate account that does not include your real name or any identifying information. Then, you’re free to browse profiles to find someone to hook up with. You only have to provide the basics: age, marital status, height, weight, etc. Registration on Ashley Madison is simple and doesn’t cost anything. It can be difficult to keep track of how much you are actually spending. – Complicated pricing structure: Ashley Madison uses a combination of credits and subscriptions to charge members. – Quite expensive: See below for details on the credit system. It has since been resolved, but users are understandably wary. – There are scammers on Ashley Madison, but they are easy to spot if you know what you’re looking for. ![]() – Discreet and anonymous: Users can opt for anonymous profiles (with fake user info), discreet billing, discreet payment methods, and discreet desktop and mobile app access. – Intuitive interface and design: Easy to navigate the platform even if you don’t use social media often. ![]() – Easy to find a consistent hookup or a fling: Users on Ashley Madison are there for a reason. – Very active community: Ashley Madison claims to have more female users than male. We’ll cover everything you need to know with our brand new 2024 Ashley Madison review, starting with a comprehensive outline of how the site works, and then jumping into detailed first-hand accounts of Ashley Madison users.īut if you want a brief synopsis, check out the pros and cons of Ashley Madison: Pros With its wealth of “available” candidates, you’ll have no trouble finding hookups if you approach the site the right way. Whether you’re single, attached, or looking to experiment, Ashley Madison might have just what you’re looking for. In this review, we’ll let you know whether it’s for you. But regardless of what people say, it’s a popular dating site full of people looking to broaden their horizons. As the first popular dating site for extra-marital affairs, it has generated its share of press. Best of Chicago 2022: Sports & RecreationĪshley Madison has developed a notorious reputation over the years.SCARS™, Society of Citizens Against Relationship Scams™, Society of Citizens Against Romance Scams™, ScammerPhotos, ScamsNOW™, SCARS|RSN™, Romance Scams Now™, SCARS|EDUCATION™, SCARS|SUPPORT™, SCARS|INTERNATIONAL™, SCARS|CHINA™, SCARS|UK™, SCARS|CANADA™, SCARS|LATINOAMERICA™, SCARS|MEMBERS™, SCARS|CDN™, Cybercrime Data Network™, AgainstScams™, Act AgainstScams™, Sludge Report™, Scam Victim Support Group™, RSN Steps™/SCARS Steps™, ScamCrime™, ScamsOnline™, Anyscam™, Cobalt Alert™, SCARS|GOFCH™, Global Online Fraud Clearinghouse™, SCARS|CERT™, RED BOOK™, BLUE BOOK™, GREEN BOOK™, Scam Organizer™ - in any form are trademarks of the Society of Citizens Against Relationship Scams Incorporated | Contact us at for any issues about content displayed.Ashley Madison review: Does it work in 2024? Is it real? We tried it and paid for a membership - Chicago Reader Close ![]() Website and All Original Content, Concepts, and Intellectual Property Copyright © 1995 - 2023 | All Rights Reserved | Third-party Copyrights Acknowledged | Some Images Reproduced As Legal Record Of Criminal Use By Third-parties | Evidence Photos Used To Report Their Use In Criminal Fraud | In Some Cases The Persons Pictured In Photos Are Victims Of Identity Theft Unless Otherwise Indicated Society of Citizens Against Relationship Scams Inc. SCARS™ is a publication of the Society of Citizens Against Relationship Scams Inc.
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![]() We may receive financial compensation from these third parties. ![]() Please be aware that some of the links on this site will direct you to the websites of third parties, some of whom are marketing affiliates and/or business partners of this site and/or its owners, operators and affiliates. It makes you the master of your money instead of a slave to it. In the end, I cut my budget to just $460 a month (excluding property taxes and insurance, which I paid once a year). If they didn’t, I found cheaper rates with other providers. I needed them lowered, or I was going to look elsewhere. I told them I was looking at my budget, and the rates they were charging me were too high. I immediately called my cell phone provider, insurance agent, and cable company. Within seconds, I found expenses that were just too much for what they were. I put all those expenses into a simple monthly budget template. I looked at my bank and credit card statements to see what I was spending each month. Here’s the play-by-play of what happened when I wrote out my budget: There were two main reasons I accomplished such a feat: Top Free Monthly and Weekly Budget PlannersĪ few years back, I paid off $21,000 of debt in just six months. You won’t regret it.įree Budget Calculator (Excel For Single or Family Household Spending)įree Weekly Budget Template (Simple Budget Planner Spreadsheet) Take a moment, make a budget, and create wealth. Most of us don’t stop to make a plan for our money. We make money, we spend it, and we put that process on repeat the next month. But beyond that, he just wasn’t paying attention. This dude was making-get this-$600,000 a year!Īnd he was struggling to pay the bills? Sure, he lived in a high-cost-of-living area. He sent all the info, and my eyes couldn’t get past his monthly income. I shot him an email back, asking for all the usual stuff:Īnd the $150 fee I charged (which I felt guilty about until I got his email back) A man reached out to me a few years ago-looking for help with his finances. ![]() But projects like this are a glimpse of where we’re headed. ![]() When it comes to doing art in virtual reality, we have a long way to go. If you’re interested in seeing more work of the six artists, there are links in the description for the YouTube video. One after the other, artists Estella Tse, Elizabeth Edwards, Anna Zhilyaeva, Micah404, 3Donimus, and Vladimir Ilic all took turns building on top of each other to create this epic Tilt Brush Star Wars painting. And that’s what one group of six artists did, all working on a single piece just in time for Star Wars: The Last Jedi that hit theaters this weekend. whenever we see artists band together to unleash the full creative potential of Tilt Brush remixing, we get excited. Though it actually needs to be seen in Tilt Brush so that you can walk around it – and even through it. Here’s the short video of the Star Wars VR painting – it should be in a 360 video which would do it justice (if that does arrive, we’ll update). Take a look at the original Death Star in the first movie (1977) at the University of Illinois at Chicago (UIC) in their Electronic Visualization Laboratory (EVL).īut Tilt Brush is easy, fun, and increasingly lends itself toward collaborative projects. ![]() Of course, Tilt Brush is not the only way to recreate a scene from Star Wars in VR. Can you really go wrong when you use Google’s Tilt Brush – one of our favorite Virtual Reality tools – to render the characters in Star Wars? Here’s a fascinating example of six artists doing a collaborative VR painting of the iconic movie series.Īnd it’s just in time as Star Wars: The Last Jedi shows up in the theaters on December 15, 2017.Īvailable on the HTC Vive and Oculus Rift, Tilt Brush is a full-featured VR painting and drawing platform that lets you select from a range of different colors, strokes, and effects. ![]() Offering a functional minimum of features, it is perfect for what it was created for. Use Office Online Converter, will make you quickly office. So far, we are able to export more than 500 kinds of formats, converts the input format over 2000 different format conversion. Online conversion file includes numerous type such as Video, Audio, Document,Image, Ebook, Archives. For a free, stable and fast M4A conversion tool, look no further than Free M4a to MP3 Converter. The world's largest online file converter. ![]() The program is currently available in 11 languages that you can switch on the go. Here are five top alternatives to download music safely and legally: Spotify. Some even have free versions with adverts available. If your original m4a or AAC audio had any tags with song-related information, they will be preserved as well, as the software supports tag inheritance during conversion. If you're looking to download music, you should use a safe and legal option instead. Free M4a to MP3 Converter also supports M4B files, which are usually used for audio books, so you won't have any problems converting this rather rare format into MP3, which can be played on virtually any audio device these days. Using the program is a child's game - just browse your computer for m4a and aac audio, add the necessary files to the conversion list (or simply drag them from the Explorer and drop onto the working area of the application), specify the output location and the output audio parameters and click the "Convert" button on the toolbar. It allows you to convert m4a to MP3, convert AAC to MP3/WAV and listen to the converted music with the help of the built-in player. The name of the software speaks for itself - it's free and narrowly focused. If you would like to be able to easily convert M4A/AAC music into MP3 and are seeking a simple, fast and affordable tool, Free M4A to MP3 Converter should be your first candidate for a permanent place in your software arsenal. Users can get an hour of audio extracted from a YouTube video in seconds. So far, MP3 has been the most popular format in the world, but Apple's iTunes is catching up quickly with their M4A/AAC music due to the astounding sales volumes of their multimedia gadgets and the popularity of their online music distribution services. EasyMp3Converter is an online free YouTube to MP3 converter that provides YouTube to MP3 conversion with the fastest conversion speed. Quite the opposite, it's just revving up and often confuses people by the variety of formats they have to choose from. Easily convert your video into MP3, Video MP3 Converter, you can convert, resize and trim your videos and audios with various options. Preset profiles for gaming consoles, phones, or tablets. These features include: Multiple output options, including MP3, MP4, MPG, AMI, and WMV. The race of audio formats has never ended or slowed down. FreeMake’s free YouTube to MP3 converter has a few more features under its belt compared to other free software. ![]() Many of these products can hurt your kidneys. Discuss any vitamins, minerals, herbs, weight loss or body building supplements with your healthcare team before taking them.Lose weight if your healthcare team says that you should. Exercise and follow a healthy diet that's low in sodium, saturated fat, and sugar, but high in fresh fruits, vegetables, whole grains, lean meats, fish, and poultry.If you have CKD, tell your healthcare team before having any test that uses contrast dye.In general, if you have CKD, avoid non-steroidal anti-inflammatory drugs (NSAIDs) such as ibuprofen and naproxen.Control blood sugar if you have diabetes.Control blood pressure if you have high blood pressure.Protein in the urine may mean you have kidney damage. They will also do a urine albumin-creatinine ratio (uACR), which shows if you have protein (albumin) in the urine. Your healthcare team will do a simple blood test to find out your eGFR. Get your kidneys checked at least every year.Your healthcare team may also ask you to see a kidney doctor, called a nephrologist, who will consult on your case and help manage your care. To do a biopsy, the doctor removes small pieces of kidney with a needle and looks at them under a microscope. This test shows the type and amount of kidney damage there is, which helps with planning treatment. ![]() A kidney biopsy, which is done in some cases to check for a specific type of kidney disease.This tells your healthcare team whether your kidneys are too large or too small, whether you have a problem like a kidney stone or tumor, and whether there are any problems in the structure of your kidneys and urinary tract. Imaging, such as an ultrasound or CT scan to get a picture of your kidneys and urinary tract. ![]() Your eGFR shows how well your kidneys are working.īased on your eGFR and uACR, your healthcare team may also do one or more of these tests: When you get a uACR test, a simple blood test called the estimated glomerular filtration rate (eGFR) will also be done. ![]() Right from the beginning, you can use the program’s intuitive and straightforward interface. Like most Creative Cloud apps, even this one has large-sized icons, organized properly in top and side window panes. The program focuses on step-by-step tutorials, which let you cover basic and advanced techniques to work with vector graphics. Once you start using this design software, you’ll be able to get the hang of the different features and functionalities rather quickly. Having said that, there’s a dedicated ‘Help’ section, which answers common doubts and queries. Unfortunately, it can sometimes be overwhelming for beginners. Is Adobe Illustrator easy to use?Ĭompared to Corel Painter and other programs in this category, Adobe Illustrator is easier to navigate. This way, you can add all sorts of visual effects and transform your illustration, giving rise to truly unique creative projects.If you need to add text, Illustrator CC also boasts a wide variety of fonts and styles specially aimed at graphic design. One very interesting aspect of Illustrator is that, in addition to its drawing tools, it also includes a complete library of filters and elements that you can incorporate into all your objects and strokes. Additionally, Illustrator incorporates a layer system very similar to that of Photoshop, making it much easier to edit and manipulate objects within your creation. You'll find everything from its most basic tools, such as the pen tool, to much more robust ones, such as the ability to adjust the shape of a vector image or change its colors and stroke type with just a few clicks. Illustrator is a versatile and powerful program that provides all the necessary tools for creating, editing, and publishing any graphic design or digital illustration. All the tools you’ll ever need to bring your idea to life For instance, while working with gradients on objects or strokes, you get more control over opacity and placement. It keeps your creations clean and accurate, giving you more time to polish your design skills. Combined, all these work to ensure precise sketches and drawings with vector graphics.Īdobe Illustrator works with a powerfu l image-tracing engine. Whether you download Adobe Illustrator as a standalone app or install it as part of Creative Cloud, you’ll get access to various tools and functionalities. Additionally, it lets you easily manage layout changes or reset crucial parameters. ![]() The easy-to-navigate tool ensures maximum productivity and lets you move the cursor fluidly in multiple workspaces. User Interface (UI) Design- Web designers use Illustrator to design user interfaces and navigation elements.Ĭompared to PaintTool SAI, AutoCAD, and other similar programs, Adobe Illustrator comes with an intuitive interface.Web Element Design- Illustrator is widely used to create graphics aimed at web page design (headers, banners, buttons, etc.).Publication Design- Create books, newspapers, and magazines in a blink of an eye with professional results.Print Design- Illustrator lets you create posters, brochures, labels, and all kinds of printed materials.Infographics Creation -Adobe Illustrator is commonly used for creating infographics due to its vector graphics, customization, text handling and artboard management tools.Logo Design- Thanks to its wide array of tools, Illustrator is widely used by graphic designers to create stunning logos. ![]() Creation of Digital Illustrations- Illustrator includes professional drawing and painting tools to create vibrant and colorful illustrations.Versatile and powerful like no other, Adobe's editor is currently the leading program in the graphic design industry, becoming a must-have to bring to life any creative project, whether in print or digital media.Īmong the main functions of Adobe Illustrator, we find: Integrated into the Creative Cloud suite, Illustrator is an essential tool for both professional illustrators and designers, as well as for anyone with a creative mind looking for a powerful tool to bring any idea to life. Would you like to know why? What is Adobe Illustrator CC and what is it used for?Īdobe Illustrator CC is the standard for designing and creating vector graphics and digital illustrations. Evolving to fulfill the ever-changing needs of this competitive market, Illustrator is considered a cornerstone in the world of graphic design. From logos and icons to graphics and vectors, Adobe Illustrator’s wide range of professional tools and functions has revolutionized the way we create digital art. Developed by Adobe and part of the Creative Cloud suite, Illustrator is the favorite tool for designers, illustrators, and artists all over the world. Dinkar Kamat Updated 4 months ago Create and design stunning vector graphics on your Windows PCĪdobe Illustrator CC is the industry-leading vector graphics and digital art software. This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". The cookie is used to store the user consent for the cookies in the category "Analytics". These cookies ensure basic functionalities and security features of the website, anonymously. Teachers, parents, and students can print and make copies.Necessary cookies are absolutely essential for the website to function properly. These printable Numeration PDFs come with answer pages. ![]() Proficiency in numeration skills is essential for success in higher-level math courses, making numeration worksheets a vital tool for preparing students for more advanced mathematical concepts. These printable Numeration PDFs cover prime numbers, factors, comparing numbers, greatest common factor, multiples, and least common multiple. These skills are the building blocks for more advanced mathematical concepts and are crucial for everyday life. ![]() Numeration PDFs focus on essential numeracy skills, such as counting, place value, and number recognition. Wechsler Individual Achievement Test® (WIAT) WISC® WPPSI™ TerraNova® STAAR Test Torrance® (TTCT®) WASI™ Woodcock-Johnson® SHSAT STB® Stanford Binet®-V Thinking and Engagement Assessment New York State (NYS) Assessments NYC Gifted Test Renaissance STAR® Los Angeles Unified School District GATE Program RIAS™ SAGES-2™ Iowa Assessments® (ITBS®) KABC™-II KBIT™-2 MAP® SCAT® HCHS (Hunter College High School®) OLSAT® Ravens Progressive Matrices™ Gifted and Talented Test Houston Vanguard Test InView™ ISEE® NNAT® Get a Test Overview and 100 FREE Practice Questions for the following GATE Tests!ĪABL® Bracken School Readiness Assessment™ (BSRA™) CCAT™ CogAT®Ĭalifornia Gifted and Talented Education (GATE) CTY (Center for Talented Youth) ProgramĬhicago Area Gifted Programs CTP®-ERB Fairfax County AAP Go to Rudolph Academy FREE Math Worksheets Go to Rudolph Academy FREE Crossword Puzzles Go to Rudolph Academy FREE Sudoku Advanced Worksheets (Level 3) Go to Rudolph Academy FREE Sudoku Intermediate Worksheets (Level 2) Teachers, parents, and students can print them out and make copies. These Sudoku for Beginners Worksheets (Level 1) are printable and free. Start with easier puzzles and gradually work your way up to more challenging ones. Practice: The more you practice Sudoku, the better you’ll become at recognizing patterns and applying logical deductions.If you reach a point where you’re not sure what to do next, go back and reevaluate the puzzle with the strategies mentioned above. Use Logic: Sudoku is a logic puzzle, so avoid guessing.If it’s missing in a row or column but appears in a particular 3×3 box within that row or column, you can place that number in the remaining empty cell in the box. Crosshatching: For a particular number, scan rows and columns to see where it’s missing.If you find one, place that number in the cell. Hidden Singles: Look for cells with only one remaining candidate.Naked Pairs and Triples: If two or three cells in a row, column, or box contain the same two or three candidate numbers, you can eliminate those candidates from the other cells in that row, column, or box.If a particular number already appears in a row, column, or box, you can eliminate it as a candidate for other empty cells in that same row, column, or box. Eliminate Candidates: Examine rows, columns, and boxes where you’ve placed a number.These are called “pencil marks” or “candidates.” This helps you keep track of possibilities. Use Pencil Marks: In each empty cell, write down small numbers (1-9) that could potentially go in that cell.Place the Obvious Numbers: Identify any numbers that can be immediately placed based on the given numbers and the basic rules of Sudoku (no repetition of numbers 1-9 in the same row, column, or 3×3 box).Focus on these areas first, as they are more likely to have straightforward solutions. Scan Rows, Columns, and Boxes: Look for rows, columns, or 3×3 boxes that have the fewest remaining empty cells.These puzzles usually have more given numbers to start with and require fewer advanced techniques. ![]()
Vendor/Supplier Information: You can also add a column to record the name of the vendor or supplier from whom the expense comes from.This lets you track different payment methods and reconcile your records with bank statements. Payment Method: Include a column to indicate the payment method used for each expense, such as cash, credit card, debit card, or check.It is crucial to record the expenditure to maintain precise financial records accurately. Amount: You should include a section to enter the cost of each expense.This information provides context and helps you quickly locate specific expenses when reviewing or reconciling your records. Date and Description: It should also include columns for the date of each expense transaction and a brief description or purpose of the expense.Categorizing them helps you analyze spending patterns and identify areas for potential cost-saving. ![]() You can either list them or put them in categories like fixed expenses, office supplies, travel expenses, and professional services. Expenses: The most important part of a business expense template is, of course, the expenses.What a Good Business Expenses Spreadsheet Should Include?Ī good business expenses spreadsheet should include the following: The purpose of a business expense spreadsheet is to accurately record and categorize expenses businesses can gain visibility into their spending patterns, identify areas of cost reduction or optimization, and make informed financial decisions. It typically consists of rows and columns, where each row represents an individual expense transaction, and each column represents a specific piece of information related to that transaction. Why Use Google Spreadsheets For Business Expenses?Ī business expenses spreadsheet is a digital document that allows you to record, categorize, and analyze your company’s expenses in a structured and efficient manner.Why Should You Use Our Business Expenses Templates?.How to do a Business Expense Spreadsheet in Google.What a Good Business Expenses Spreadsheet Should Include?.What is a Business Expense Spreadsheet?. Using the purchase transaction from May 4 and no returns, Hanlon pays the amount owed on May 10. ![]() If we take a discount for paying early, we record this discount in the merchandise inventory account since it will reduce what we paid for inventory. When paying for inventory purchased on credit, we will decrease what we owe to the seller (accounts payable) and cash. To record return of merchandise for a refund less the 2% discount. Hanlon’s journal entry for the return would be: Date For instance, if a 2% discount had been taken, the return amount would be $350 – (350 x 2%) or $343. If the company took a discount at the time it paid the account, only the net amount would be refunded. If Hanlon had already paid the account, the debit would be to Cash instead of Accounts Payable, since Hanlon would receive a refund of cash. The entry would have been the same to record a $ 350 allowance. If Hanlon returned $350 of merchandise to Smith Wholesale on May 6 before paying for the goods, Hanlon would make this journal entry: Date We will debit Accounts Payable and credit Merchandise Inventory. Both returns and allowances reduce the buyer’s debt to the seller (accounts payable) and decrease the cost of the goods purchased (inventory). Regardless of whether we have return or allowance, the process is exactly the same under the perpetual inventory system. When a buyer receives a reduction in the price of goods shipped but does not return the merchandise, a purchase allowance results. To record the payment of shipping charges.Ī purchase return occurs when a buyer returns merchandise to a seller. On May 22 Hanlon paid We Ship It $200 for shipping on the items purchased May 21. The journal entry would be: Date Let’s continue with another example from Hanlon. We will debit Inventory for the shipping cost and credit cash or accounts payable depending on if we paid it now or later. We want to constantly update the inventory balance to match what we actually paid. Under the perpetual inventory system, remember we only use 3 accounts: Cash, Inventory and Accounts Payable. On May 21, shipping terms were FOB Shipping Point meaning we, as the buyer, must pay for shipping. In our example for Hanlon, May 4 was FOB Destination and we will not have to do anything for shipping. FOB Shipping Point means the buyer is responsible for shipping and must pay and record for shipping. FOB Destination means the seller is responsible for paying shipping and the buyer would not need to pay or record anything for shipping. We learned shipping terms tells you who is responsible for paying for shipping. On May 21, we paid with cash so we do not have credit terms since it has been paid. On May 4, we realize credit terms means we have not paid for it yet but will pay for it later (accounts payable) We are offered a 2% discount but do not record it yet as we do not know if we will make the discount due date. To record the purchase of inventory with cash. To record the purchase of inventory on account. The required journal entries for Hanlon are: Date on May 21, Hanlon purchased $20,000 of merchandise for cash with shipping terms FOB Shipping Point. ![]() On May 4, Hanlon purchased $30,000 of merchandise with credit terms of 2/10, n30 and shipping terms FOB Destination.To illustrate the perpetual inventory method journal entries, assume that Hanlon Food Store made two purchases of merchandise from Smith Company. Whenever we are the buyer, use a combination of these 3 accounts only. Accounts payable is a current liability with a normal credit balance (credit to increase and debit to decrease). We will be using ONLY 3 accounts for any journal entries as the buyer:Ĭash and Merchandise Inventory accounts are current assets with normal debit balances (debit to increase and credit to decrease). Under the perpetual inventory system, remember we want to constantly update the inventory balance to match what we paid for the inventory and for what we have on hand. ![]() The following video summarizes how to journalize purchases under the perpetual inventory system. This, create the PDF using security settings that prohibit printing and saving in Note: Most PDF viewers include functions to save and print a PDF. Via a link and it will open in a new window during the exam. Instructors can include attached files with an online test. Small window, including control buttons such as play and stop, within the test question. Offer code for "embedding" their content. Listen or view the file just as with a normal browser. If an exam includes audio or video files, LockDown Browser will allow students to Search functions included on the linked page will be disabled. However, students cannot navigate any further. If an exam contains a link to an external website, LockDown Browser will open the When launching the LockDown Browser, if prompted to choose a server, please chooseįor details on how to enable LockDown, check out the videos in the Quizzes sectionĪttaching Files and using Web Links on LockDown quizzesĮxternal web and attached media can be used in quizzes taken with the LockDown Browser. OSU students and faculty can download the LockDown Browser from Downloads from this link are free and requires no activation key. Website, it prevents printing or copying the quiz contents, visiting other websites,Īccessing other applications on the computer, or closing a quiz until it has been The browser only allows students to access OSU's Canvas ![]() Respondus LockDown Browser is a customized web browser that increases the security ![]() Respondus Monitor online proctoring service and the Respondus 4 Campus test creation Inc., most notably the Respondus LockDown Browser. 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